Vision Bank vs real estate
Both aim at recurring income, but the liquidity, effort, and leverage profiles are very different.
Key risk difference: Real estate is a slow, illiquid asset with legal and tenant risk. Vision Bank is a speculative liquid yield programme. Neither is deposit-protected.
Side-by-side comparison
| Attribute | Vision Bank programme | Real estate |
|---|---|---|
| Liquidity | Cycle-based windows (weeks) | Weeks to months to sell |
| Minimum ticket | €1,000 Starter | Typically full property price plus fees |
| Ongoing effort | None — passive | High — tenants, maintenance, tax filings |
| Leverage | None on your side | Mortgage leverage typical |
| Yield gross | Target ~6.5%–9.7% monthly | Historically 3–7% annual rental gross |
| Regulatory protection | None — capital at risk | Governed by property + tenancy law |
Why some investors choose Vision Bank
Meaningful yield with none of the operational burden of physical property, and with substantially smaller ticket sizes.
Why some stay with real estate
Real estate produces cash flow and appreciation from a tangible asset, and can be leveraged in ways that are unavailable here.