Risk: Speculative product. Capital at risk. Not a bank deposit. Not covered by any deposit-guarantee scheme.

Monthly income from capital

A quick way to size an income-focused portfolio: enter the capital allocated and the annual yield you're targeting, and see the gross monthly income it implies.

Total amount put to work (EUR).

% p.a.

Gross annual yield, per year.

Gross monthly income
€500
Capital × yield ÷ 12
Gross quarterly income
€1,500
Capital × yield ÷ 4
Gross annual income
€6,000
Capital × yield
Assumptions & units
  • All amounts are in EUR (€); yield is a nominal annual percentage.
  • Simple (non-compounded) distribution: yield is paid out and not reinvested.
  • Capital is assumed constant across the year (no drawdown, additions, or price change).
  • Figures are gross — before management fees, performance fees, withholding or income tax.
  • A target yield is an objective, not a guarantee. Capital at risk.

How this calculator works

Gross annual income is capital × annual yield. Monthly income divides that by twelve. Results are before fees, taxes, and drawdown; real net income is always lower.

For long-horizon planning, remember that inflation erodes the real value of a fixed monthly income — use the inflation calculator to see the effect.

Figures are illustrative only. Not investment, tax, or legal advice. Capital at risk.

Put this into action