Frequently asked questions
If your question isn't answered here, the FAQ on the main Investment Opportunity page covers plan-specific details.
Frequently asked questions
- Is Vision Bank a bank?
- No. The Vision Bank is the trading name of the operating entity. The yield programme is not a bank deposit and is not covered by any deposit-guarantee scheme.
- Is my capital insured?
- No. The programme is speculative and non-deposit; there is no FSCS, FGD, FITD, or equivalent deposit-guarantee coverage. Custody providers may carry their own insurance for defined events, which is not the same as deposit insurance.
- How do withdrawals work?
- Withdrawal windows depend on your allocation tier and cycle. Requests submitted within a window are settled on the next scheduled payout date.
- What fees do I pay?
- A single 10% performance fee on positive net trading P&L above the high-water mark. No management, subscription, deposit, or withdrawal fees.
- What is the minimum allocation?
- €1,000 for Starter. Higher tiers have larger minimums, disclosed on the Investment Opportunity page.
- Can I lose money?
- Yes. Capital is at risk and negative months are possible. The programme targets a monthly range but does not guarantee any return.
- Is Vision Bank different from a savings account?
- Yes — fundamentally. A savings account is a bank deposit protected by a deposit-guarantee scheme. This programme is a speculative trading product with capital at risk and no deposit protection. It is positioned as an alternative for investors who understand and accept that difference.
- Who can allocate?
- The programme is offered to individuals and entities in jurisdictions where it is legal to do so, subject to KYC/AML checks. Not available where prohibited by local law.