Coming soon

Afterpay / Clearpay

Afterpay / Clearpay is a buy now, pay later method. Customers pay by: four instalments.

Category
Buy now, pay later
Type
Buy now, pay later
Customer experience
Four instalments
Currencies
AUD, NZD, GBP, USD
Markets
5 countries
Recurring
Not supported
Refunds
Full and partial
Payment links
Not supported
Hosted checkout
Supported
API
Supported
Settlement
T+2 to T+5 from the provider, net of provider fees

Available through The Vision Bank

On the roadmap. Not yet contractable — timing depends on partner and licensing progress.

Availability depends on your merchant country, legal entity, customer country, industry, risk classification, currency, product and payment-partner coverage. Nothing on this page is an offer of service.

Check eligibility

Pricing for Afterpay / Clearpay

One rule everywhere: the underlying provider cost plus a $1.00 per transaction Vision markup. Scheme, network and FX charges are always shown separately, at cost.

Underlying provider cost
Provider cost band, typically 2.0%–6.0% per order
Vision markup
$1.00 per transaction
What you pay
Provider cost + $1 per order
Scheme & network charges
Lender fees set by the BNPL provider and billed at cost
Currency conversion
Settled in the consumer's currency, converted on payout
Settlement
T+1 to T+7 by provider

These bands show how a price is built, not a quote. Your rate is confirmed at onboarding once your entity, industry, volume and markets are reviewed.

Partner infrastructure

Afterpay / Clearpay is processed through regulated infrastructure. Partner identities are disclosed only where the relationship is confirmed and cleared for publication.

  • Licensed payment partners

    Regulated payment institutions and acquirers that hold the scheme memberships and licences required to process a method.

    T+1 to T+5 depending on scheme and risk profile

Eligibility & requirements

Every merchant

  • · A registered business entity with incorporation documents
  • · Identification for directors and beneficial owners (KYC / KYB)
  • · Description of the business model, products and customer base
  • · Expected monthly volume, average transaction size and target markets
  • · A live website or product with clear terms, refund and privacy policies
  • · Sanctions, AML and risk screening of the entity and its owners

Entity

  • · Registered entity
  • · Consumer-facing products in a supported category

Technical

  • · Order and instalment status webhooks
  • · Refund handling per instalment

Compliance

  • · Lender approval of your industry
  • · Consumer credit disclosure requirements

Markets where customers use it