The Vision Bank · Global payments
Accept payments fromanywhere in the world.
Cards, wallets, bank transfers, local schemes, mobile money, BNPL and crypto — mapped market by market across every continent, with honest availability for your business.
236+
Payment methods mapped
157+
Countries covered
124+
Currencies
9
Method categories
Why this page exists
Payments are not global — they are local, everywhere. A shopper in Brazil reaches for Pix, in Nigeria for a bank transfer, in Germany for SEPA, in the Netherlands for iDEAL. Losing a sale is rarely about price; it is about not offering the method the customer already trusts.
Explorer
Search the global payment directory
Search by method, country, region or currency. Every result shows its real availability state.
- Available
- Available subject to eligibility
- Partner available
- Coming soon
- Not currently available
236 methods · 157 markets
- Available
- Available subject to eligibility
- Partner available
- Coming soon
- Not currently available
- Available
Faster Payments
Bank payments
Instant push transfer to a UK account
1 market · GBP
- Available
Hosted checkout
Payment links
A hosted page showing every method enabled for that customer
Available across supported markets · EUR, GBP, USD, CHF
- Available
Invoice & payment request
Invoicing & payment requests
Issue an invoice with a pay-now button and track settlement
Available across supported markets · EUR, GBP, USD, CHF
- Available
Named virtual IBAN
Local payment methods
Customer pays a dedicated IBAN in your own name
Available across supported markets · EUR, GBP, USD, CHF
- Available
Open Banking (EU)
Bank payments
Approve directly in your own banking app
12 markets · EUR, PLN, SEK
- Available
Open Banking (UK)
Bank payments
Approve directly in your own banking app
1 market · GBP
- Available
QR payment code
Payment links
Print or display a QR that opens your hosted checkout
Available across supported markets · EUR, GBP, USD, CHF
- Available
SEPA Credit Transfer
Bank payments
Push transfer from the customer's bank to your IBAN
29 markets · EUR
- Available
SEPA Instant
Bank payments
Ten-second push transfer, 24/7
20 markets · EUR
- Available
SWIFT / international wire
Bank payments
International wire to your account
Available across supported markets · USD, EUR, GBP, CHF
- Available
Vision payment link
Payment links
Send a link by email, chat or QR — the customer picks their method
Available across supported markets · EUR, GBP, USD, CHF
- Subject to eligibility
Apple Pay
Digital wallets
Device authentication, tokenised card
Available across supported markets · USD, EUR, GBP, CHF
- Subject to eligibility
Arbitrum network transfer
Crypto & digital assets
Low-fee L2 transfer
Available across supported markets · USD
- Subject to eligibility
Bacs Direct Debit
Bank payments
Mandate-based pull from a UK account
1 market · GBP
- Subject to eligibility
Base network transfer
Crypto & digital assets
Low-fee L2 transfer
Available across supported markets · USD
- Subject to eligibility
Bitcoin
Crypto & digital assets
On-chain Bitcoin transfer
Available across supported markets · USD, EUR
- Subject to eligibility
Bulk invoicing
Invoicing & payment requests
Upload a batch and send payment requests at once
Available across supported markets · EUR, GBP, USD, CHF
- Subject to eligibility
Caribbean bank wire
Bank payments
International wire settled in USD
6 markets · USD
- Subject to eligibility
CHAPS
Bank payments
Same-day high-value sterling transfer
1 market · GBP
- Subject to eligibility
Ethereum
Crypto & digital assets
On-chain transfer on Ethereum mainnet
Available across supported markets · USD, EUR
- Subject to eligibility
Google Pay
Digital wallets
Device authentication, tokenised card
Available across supported markets · USD, EUR, GBP, CHF
- Subject to eligibility
Mastercard
Cards
Card details, 3-D Secure where required
Available across supported markets · USD, EUR, GBP, CHF
- Subject to eligibility
Polygon network transfer
Crypto & digital assets
Low-fee transfer
Available across supported markets · USD
- Subject to eligibility
Recurring payment link
Payment links
A link that sets up a repeating charge where the method allows it
Available across supported markets · EUR, GBP, USD, CHF
How it works
From a market to a live payment method, in seven steps
Choose the country your customers pay from — every step below updates to that market and stays in the link you share.
36 methods mapped · BRL · full Brazil breakdown
- 01
Choose your market
Pick the country your customers pay from. Everything below adapts to it.
🇧🇷 Brazil — BRL
- 02
See the methods there
Every card network, wallet, bank rail, local method and mobile money option in that market.
- Payment links · 4
- Invoicing & payment requests · 3
- Local payment methods · 4
- Bank payments · 1
- Digital wallets · 9
- Crypto & digital assets · 8
- Cards · 6
- Buy now, pay later · 1
- 03
Open a method
How it works, who uses it, which currencies it supports and what settlement looks like.
- Boleto BancárioPartner available
- EloPartner available
- HipercardPartner available
- Mercado PagoPartner available
- PixPartner available
- AddiComing soon
- 04
Understand the flow
What the customer actually does — redirect, QR, phone approval, reference or on-chain transfer.
Boleto Bancário: Printable slip paid at a bank, ATM or app.
- 05
Check eligibility
Currencies, entity and documentation requirements, and the compliance checks that apply.
- · A registered business entity with incorporation documents
- · Identification for directors and beneficial owners (KYC / KYB)
- · Description of the business model, products and customer base
- · Expected monthly volume, average transaction size and target markets
- · Settlement currencies available here: BRL
- 06
See the infrastructure
Which type of banking or licensed payment partner sits behind it, and settlement timing.
- · Local acquiring partners — Domestic settlement cycle, usually T+1 to T+3
- · Tier 2 banking partners — T+0 to T+2 depending on the domestic rail
- · Licensed payment partners — T+1 to T+5 depending on scheme and risk profile
- · Provider cost + $1 per transaction; scheme and FX charges shown separately
- 07
Request access
Open a business account and we confirm what can be enabled for your entity and industry.
Request access for Brazil
Coverage
Live world coverage
Hover a market to see the methods, currencies and categories relevant there. Click through for the full country breakdown.
Hover or tap a market to see its methods, currencies and categories.
Customer intelligence
What does my customer use?
Pick a market, a preference and a currency — we surface the methods your customers actually reach for.
How do they prefer to pay?
Your customers in Brazil
🇧🇷 Recommended payment methods
- Boleto BancárioLocal payment methods · BRLPartner available
- EloCards · BRLPartner available
- HipercardCards · BRLPartner available
- Mercado PagoDigital wallets · ARS, BRL, MXNPartner available
- PixLocal payment methods · BRLPartner available
- AddiBuy now, pay later · COP, BRLComing soon
- CabalCards · ARS, BRL, UYUComing soon
- PicPayDigital wallets · BRLComing soon
Recommendations are indicative. Actual availability depends on your merchant entity, industry, risk classification, currency and payment-partner approval.
Regions
Coverage by region
Nine regions, each with its own payment culture, local rails and settlement behaviour.
Africa
Mobile money first, with fast-growing card and bank rails.
39 countries · 56 methods
Asia
QR codes, super-app wallets and real-time bank rails.
27 countries · 94 methods
Europe
Bank redirects, open banking and SEPA alongside cards.
38 countries · 64 methods
United Kingdom
Cards, Faster Payments and open banking at scale.
1 countries · 37 methods
North America
Card dominant, with ACH and instant bank rails.
12 countries · 50 methods
South America
Instant bank payments, cash vouchers and local cards.
12 countries · 51 methods
Latin America
Local bank methods, wallets and instalment cards.
20 countries · 58 methods
Middle East
Domestic card schemes, wallets and bank transfer.
11 countries · 35 methods
Russia & CIS
Domestic card schemes, instant bank rails and super-app wallets, served through local partners.
9 countries · 46 methods
Caribbean
Card acceptance, USD settlement and local bank transfer.
5 countries · 28 methods
Categories
Every category of payment
From global card schemes to mobile money wallets — grouped the way payment teams actually think about them.
Cards
Global and domestic card networks, including debit, credit and prepaid acceptance.
31 methods
Digital wallets
Device wallets, super-app wallets and country-specific wallet balances.
75 methods
Bank payments
Bank transfers, account-to-account rails, open banking and instant bank payments.
40 methods
Local payment methods
The methods customers in each market already know and trust.
44 methods
Mobile money
Phone-number based balances, dominant across Africa and emerging markets.
18 methods
Buy now, pay later
Instalment and deferred-payment methods, by market.
13 methods
Crypto & digital assets
Stablecoin and digital-asset acceptance where legally supported by regulated partners.
8 methods
Payment links
Send a customer a link and get paid — no checkout build required.
4 methods
Invoicing & payment requests
Request payment from a customer and track settlement.
3 methods
Smart checker
Build your payment stack
Answer a few questions about your business and markets, and we map a recommended stack — clearly labelled with what is available, what needs onboarding, and what we cannot support.
Your recommended payment stack
Answer the questions and we will map your markets to the methods your customers actually use — grouped by region, each labelled with its real availability.
Infrastructure
The partners behind every method
Every payment runs on regulated infrastructure — Tier 1 and Tier 2 banking partners, licensed payment institutions, local acquirers and registered digital-asset partners.
Tier 1 banking partners
Large, systemically important banks that hold client funds, issue IBANs and clear major currencies.
- Settlement:
- Same-day to T+1 in the settlement currency
- Coverage:
- Europe, United Kingdom, United States and major trade corridors
Tier 2 banking partners
Regional and specialist banks used for domestic clearing, local currency accounts and corridor coverage.
- Settlement:
- T+0 to T+2 depending on the domestic rail
- Coverage:
- Regional coverage where a local account is required
Licensed payment partners
Regulated payment institutions and acquirers that hold the scheme memberships and licences required to process a method.
- Settlement:
- T+1 to T+5 depending on scheme and risk profile
- Coverage:
- Global, method by method
Local acquiring partners
Domestic acquirers and payment operators that connect us to a country's own card and bank rails.
- Settlement:
- Domestic settlement cycle, usually T+1 to T+3
- Coverage:
- Single-market coverage
Mobile money aggregators
Licensed aggregators connected to mobile network operator wallets across emerging markets.
- Settlement:
- T+1 to T+3, often converted to USD or EUR on payout
- Coverage:
- Africa, South Asia and parts of Latin America
Regulated digital-asset partners
Registered virtual-asset service providers used for stablecoin and digital-asset acceptance and conversion.
- Settlement:
- Network confirmation, then conversion within the same business day
- Coverage:
- Where digital-asset acceptance is legally supported
Payments are processed through regulated banking and licensed payment partners. Partner identities are disclosed only where the relationship is confirmed and cleared for publication. The Vision Bank does not represent itself as the holder of a banking or payment licence.
Pricing model
Provider cost + $1. Nothing hidden in the middle.
You always see what the underlying provider charges, what we add, and which scheme, network and FX charges are billed separately at cost.
Underlying provider cost
What our partner charges
Vision markup
$1.00 per transaction
What you pay
Provider cost + $1
| Category | Provider cost | Vision markup | Scheme & network charges | FX | Settlement |
|---|---|---|---|---|---|
| CardsIndicative — confirmed at onboarding | Provider cost band, typically 0.9%–2.4% per transaction | $1.00 per transaction | Interchange, scheme and assessment fees billed at cost, itemised on your statement | FX applied only when the settlement currency differs from the transaction currency | T+1 to T+5 depending on risk profile |
| Digital walletsIndicative — confirmed at onboarding | Provider cost band, typically 1.0%–2.9% per transaction | $1.00 per transaction | Wallet operator fees billed at cost | FX applied on conversion to your settlement currency | T+1 to T+3 |
| Bank paymentsIndicative — confirmed at onboarding | Provider cost band, typically $0.20–$1.50 per transfer | $1.00 per transaction | Correspondent or high-value rail charges billed at cost where they apply | FX applied only on cross-currency transfers | Instant to T+2 depending on the rail |
| Local payment methodsIndicative — confirmed at onboarding | Provider cost band, typically 0.6%–3.5% depending on the market | $1.00 per transaction | Domestic scheme and agent-network fees billed at cost | Local currency converted on payout where you do not hold that currency | T+1 to T+3 domestic cycle |
| Mobile moneyIndicative — confirmed at onboarding | Provider cost band, typically 1.5%–4.0% per transaction | $1.00 per transaction | Mobile network operator commission billed at cost | Local currency converted to USD or EUR on payout | T+1 to T+3 |
| Buy now, pay laterIndicative — confirmed at onboarding | Provider cost band, typically 2.0%–6.0% per order | $1.00 per transaction | Lender fees set by the BNPL provider and billed at cost | Settled in the consumer's currency, converted on payout | T+1 to T+7 by provider |
| Crypto & digital assetsIndicative — confirmed at onboarding | Partner processing band, typically 0.5%–1.5% | $1.00 per transaction | Network (gas) fees charged at cost by the chain used | Conversion to fiat at the partner's quoted rate at time of conversion | On network confirmation, converted same business day |
| Payment links | No additional link fee — you pay the cost of the method the customer chooses | $1.00 per transaction | Whatever the chosen method carries, itemised separately | Depends on the method used | Follows the underlying method |
| Invoicing & payment requests | No fee to issue or send an invoice | $1.00 per transaction | Whatever the chosen method carries, itemised separately | Depends on the method used | Follows the underlying method |
Bands reflect typical partner pricing and are shown so you can see how a price is built, not as a quote. Your final rate depends on your entity, industry, risk classification, volume, currency mix and the partner enabled for each method. Anything we cannot confirm today is quoted at onboarding rather than estimated here.
Pricing
Merchant account pricing
These are the confirmed fees for a merchant payment-processing account. Anything corridor- or method-specific is quoted during onboarding, never invented here.
| Item | Fee | Notes |
|---|---|---|
| Account opening | $5,000 | One-time onboarding fee for approved business accounts. |
| Monthly maintenance | $2,500 | Billed monthly per business account. |
| Minimum balance | 5% of last month's volume | Held to cover recalls, chargebacks and reversals. |
| Outgoing transfers | from $1 | Per transfer, corridor dependent. |
| Currency conversion | from 0.1% | Applied to the converted amount. |
| Card spend cash back | up to 5% | Category and tier dependent. |
Applies to merchant payment-processing accounts. Only confirmed pricing is shown. Method-specific and corridor-specific pricing is quoted during onboarding, once your entity, industry and volumes are assessed.
Use cases
Built for businesses that sell across borders
E-commerce & retail
Offer the cards, wallets and local schemes shoppers expect in each market, so checkout does not fail at the last step.
SaaS & subscriptions
Card and bank-debit rails that support recurring billing, with retries and refunds handled through one integration.
Marketplaces & platforms
Collect from many buyer markets in many currencies, then settle centrally through your business account.
Travel & hospitality
High-ticket transactions, multi-currency pricing and refund handling across long booking windows.
Digital services & creators
Payment links and hosted checkout for fast, low-friction collection without building an integration.
Complex and higher-risk sectors
Some industries require additional review. We assess each application individually and are transparent about what we can and cannot support — availability is never guaranteed in advance.
Start accepting the payments your customers already use.
Open a business account, get your virtual IBAN, and work with our team to map the right methods for every market you sell into.
Operated by The Vision Corporation Holding LTD. Jurisdiction: England & Wales. Registration: 16767315. Payment method availability depends on your merchant country, legal entity, customer country, industry, risk classification, currency, product and payment-partner coverage. Listing a method on this page is not an offer of service or a guarantee of availability.