QR payment code
QR payment code is a payment link method. Customers pay by: print or display a qr that opens your hosted checkout.
- Category
- Payment links
- Type
- Payment link
- Customer experience
- Print or display a QR that opens your hosted checkout
- Currencies
- EUR, GBP, USD, CHF
- Markets
- All supported markets
- Recurring
- Supported where the scheme allows
- Refunds
- Full and partial
- Payment links
- Supported
- Hosted checkout
- Not supported
- API
- Supported
- Settlement
- Follows the payment method the customer chooses
Available through The Vision Bank
Live on our infrastructure for approved merchants in eligible markets.
Availability depends on your merchant country, legal entity, customer country, industry, risk classification, currency, product and payment-partner coverage. Nothing on this page is an offer of service.
Check eligibilityPricing for QR payment code
One rule everywhere: the underlying provider cost plus a $1.00 per transaction Vision markup. Scheme, network and FX charges are always shown separately, at cost.
- Underlying provider cost
- No additional link fee — you pay the cost of the method the customer chooses
- Vision markup
- $1.00 per transaction
- What you pay
- Underlying method cost + $1 per completed payment
- Scheme & network charges
- Whatever the chosen method carries, itemised separately
- Currency conversion
- Depends on the method used
- Settlement
- Follows the underlying method
Partner infrastructure
QR payment code is processed through regulated infrastructure. Partner identities are disclosed only where the relationship is confirmed and cleared for publication.
Licensed payment partners
Regulated payment institutions and acquirers that hold the scheme memberships and licences required to process a method.
T+1 to T+5 depending on scheme and risk profile
Tier 1 banking partners
Large, systemically important banks that hold client funds, issue IBANs and clear major currencies.
Same-day to T+1 in the settlement currency
Eligibility & requirements
Every merchant
- · A registered business entity with incorporation documents
- · Identification for directors and beneficial owners (KYC / KYB)
- · Description of the business model, products and customer base
- · Expected monthly volume, average transaction size and target markets
- · A live website or product with clear terms, refund and privacy policies
- · Sanctions, AML and risk screening of the entity and its owners
Entity
- · Registered entity
- · Approved underlying methods
Technical
- · No integration required — links are generated in the dashboard
Compliance
- · Clear description of goods or services on each link