Coming soon

Indonesian virtual account

Indonesian virtual account is a bank transfer method. Customers pay by: bank transfer to a unique virtual account.

Category
Local payment methods
Type
Bank transfer
Customer experience
Bank transfer to a unique virtual account
Currencies
IDR
Markets
1 countries
Recurring
Not supported
Refunds
Full refunds only
Payment links
Supported
Hosted checkout
Supported
API
Supported
Settlement
T+1 to T+3 depending on the local scheme

Available through The Vision Bank

On the roadmap. Not yet contractable — timing depends on partner and licensing progress.

Availability depends on your merchant country, legal entity, customer country, industry, risk classification, currency, product and payment-partner coverage. Nothing on this page is an offer of service.

Check eligibility

Pricing for Indonesian virtual account

One rule everywhere: the underlying provider cost plus a $1.00 per transaction Vision markup. Scheme, network and FX charges are always shown separately, at cost.

Underlying provider cost
Provider cost band, typically 0.6%–3.5% depending on the market
Vision markup
$1.00 per transaction
What you pay
Provider cost + $1 per transaction
Scheme & network charges
Domestic scheme and agent-network fees billed at cost
Currency conversion
Local currency converted on payout where you do not hold that currency
Settlement
T+1 to T+3 domestic cycle

These bands show how a price is built, not a quote. Your rate is confirmed at onboarding once your entity, industry, volume and markets are reviewed.

Partner infrastructure

Indonesian virtual account is processed through regulated infrastructure. Partner identities are disclosed only where the relationship is confirmed and cleared for publication.

  • Local acquiring partners

    Domestic acquirers and payment operators that connect us to a country's own card and bank rails.

    Domestic settlement cycle, usually T+1 to T+3

  • Tier 2 banking partners

    Regional and specialist banks used for domestic clearing, local currency accounts and corridor coverage.

    T+0 to T+2 depending on the domestic rail

  • Licensed payment partners

    Regulated payment institutions and acquirers that hold the scheme memberships and licences required to process a method.

    T+1 to T+5 depending on scheme and risk profile

Eligibility & requirements

Every merchant

  • · A registered business entity with incorporation documents
  • · Identification for directors and beneficial owners (KYC / KYB)
  • · Description of the business model, products and customer base
  • · Expected monthly volume, average transaction size and target markets
  • · A live website or product with clear terms, refund and privacy policies
  • · Sanctions, AML and risk screening of the entity and its owners

Entity

  • · Registered entity
  • · Local entity or representative where the domestic rail requires it

Technical

  • · Local reference or QR generation
  • · Expiry and reconciliation handling

Compliance

  • · Domestic regulatory approval via the local partner
  • · Local tax and invoicing rules

Markets where customers use it