How the Vision Bank yield programme works
A plain-English explanation of what happens to your capital from allocation to monthly settlement.
1. Allocation
You choose an allocation tier (Starter, Growth, Prime, or Institutional). Each tier has a minimum size, a target monthly yield range, and a defined risk envelope. Capital is committed for the length of the cycle you select.
2. Custody
Funds move to segregated custody with our institutional custody partners. Assets are never commingled with the operating company's balance sheet, and are not lent to third parties.
3. Deployment
The trading desk deploys capital across a curated set of digital-asset strategies: perpetual-futures basis, funding-rate capture, delta-neutral market-making, and opportunistic directional exposure within strict position limits.
4. Risk controls
Every strategy runs with pre-defined VaR limits, drawdown stops, and 24/7 human + automated monitoring. Positions are hedged to remain broadly delta-neutral where the strategy allows.
5. Monthly settlement
At the end of each cycle, net trading P&L is calculated. A 10% performance fee applies to positive net profit only, above the high-water mark. No management, subscription, or withdrawal fees are charged.
6. Withdraw or compound
You may withdraw profits or elect to compound them into the next cycle. Withdrawal windows and cycle lengths depend on your allocation tier.
Frequently asked questions
- How does Vision Bank generate yield?
- A proprietary trading desk deploys pooled capital across liquid digital-asset markets — spot, futures basis, funding-rate arbitrage, and delta-neutral strategies — targeting monthly net profit within a defined risk budget.
- Is my capital lent out?
- No. Capital is not lent to third parties. It is held in segregated custody and used exclusively for the programme's own trading positions.
- When are profits credited?
- Net profits are calculated and credited at the end of each monthly cycle, after the 10% performance fee.
- What if a month is negative?
- No performance fee is charged on a negative month. The high-water mark must be recovered before any future fee applies.